Kenneth Earle

Small Business Consultant



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Kyawa Communications

Kyawa Ocean City Services


PCI Compliance is applicable to any company that accepts, stores, processes or transmits card holder data. Whether you are merchant, acquiring bank, credit card processor, payment card brand (such as Master Card, VISA, JCB, American Express, Discover, Rupay, UnionPay, etc.) debit, credit or ATM cards issuer, financial institution, Independent Sales Organization (ISO), or an agent, PCI Compliance will be an important part of your business.

PCI Compliance helps you protect your payment systems from breaches and theft of cardholder data. However, PCI Compliance is among the most complex and specific security standards in the industry today, with 6 goals, 12 requirements and over 300 sub-requirements in the card holder data environment.

In 2015, one of Ken's clients (a multi-location restaurant) was contacted by VISA for an alleged data breach pursuant to their merchant agreement. Ken had designed and installed the internal network and the installation was well documented. After a review of the network and policy documentation and some  dialog, VISA agreed that no breach had occurred in his client's location.  With the impending dramatic change in credit card merchant liabilities scheduled for October 2015, related to the Payment Card Industry (PCI), Ken enrolled in the certification program to become PCI certified.  PCI is the organization that promotes standards for the safety of cardholder data across the globe.  Effective October 2015 all merchants that process credit cards are required to be PCI compliant.

As a Certified PCI Security Implementer, he can help you understand your requirements, assess your current state, identify the threats and implement PCI Standards. His understanding of this domain and experience in the payments security space will ensure that he reinforces the trust that your customers have in your network and technology infrastructure.

No matter what size your organization is and what your compliance needs are, Ken has the right solution for you.